“Policyholder Lifecycle Modelling and Offer Optimisation: AI-Driven Frameworks for Personalised Insurance Product Recommendation”, Human-Computer Interaction Persp., vol. 5, no. 2, pp. 1–13, Dec. 2025, Accessed: Jun. 04, 2026. [Online]. Available: https://thesciencebrigade.com/hcip/article/view/810