ETL vs. ELT: Optimizing Data Integration for Retail and Insurance Analytics. Journal of Computational Intelligence and Robotics, Ahmedabad, India, v. 3, n. 1, p. 37–84, 2023. Disponível em: https://thesciencebrigade.com/jcir/article/view/297. Acesso em: 4 jun. 2026.