Explainable Risk Factor Decomposition and Automated Underwriting Intelligence: AI-Based Decision Support Architectures for Insurance Underwriting. Journal of Computational Intelligence and Robotics, Ahmedabad, India, v. 4, n. 2, p. 13–21, 2024. Disponível em: https://thesciencebrigade.com/jcir/article/view/717. Acesso em: 4 jun. 2026.