Explainable Credit Decision Engines: Machine Learning Architectures for Automated Loan Origination and Approval

Authors

  • Astrid Lwoga Professor of Information Systems, University of Dar es Salaam

Keywords:

explainable credit decision engines, machine learning architectures, automated loan origination

Abstract

Artificial intelligence (AI) is transforming how financial institutions operate and deliver value. The use of AI in financial institutions has continued to grow exponentially as the technology enables a variety of functions to be improved, such as customer service and accuracy. By understanding the different types of AI and their operational nuances, financial institutions can leverage these technologies to automate the loan approval process.

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Published

30-06-2024

How to Cite

[1]
“Explainable Credit Decision Engines: Machine Learning Architectures for Automated Loan Origination and Approval”, Blockchain Tech. & Distributed Sys., vol. 4, no. 1, pp. 66–73, Jun. 2024, Accessed: Jun. 05, 2026. [Online]. Available: https://thesciencebrigade.com/btds/article/view/847