Behavioural Cohort Analysis and Lifetime Value Stratification: AI-Driven Customer Segmentation Frameworks for Insurance Portfolio Management. Internet of Things and Edge Computing Journal, Ahmedabad, India, v. 1, n. 1, p. 64–73, 2021. Disponível em: https://thesciencebrigade.com/iotecj/article/view/736. Acesso em: 5 jun. 2026.